Health insurance is a type of insurance where the insurer (private organization or government agency) pays the medical cost of the insured if the insured becomes ill due to covered causes or by accidents. There are two essential types of health insurance:

• Managed Care: There are various types of plans that work differently including health maintenance organizations (HMO's), preferred provider organizations (PPO's) , Exclusive Provider Organizations(EPO's)and Point-of-Service (POS) plans. These plans provide services to their members and offer financial incentives to patients who the providers in the plan.
• Fee for Service: This type of health insurance generally assumes that the medical professional will be paid a fee for each service provided to the patient. Patients receive a medical service by a doctor of their choice and the claim is filed by either the medical provider or the patient. Online Quote Requests

Wilgus Insurance can help! Need a quote fast? Use our online health insurance quote request form. Simply fill out our online web form and we'll get in touch with you so you can recieve your free Delaware health insurance quote!

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Or Contact Us

Contact Wilgus Associates, Inc. Insurance office today to discuss which type of Delaware Health Insurance best suits you and your family. We offer low cost health insurance and free Delaware health insurance quotes from any of the offices listed below.

Bethany Beach Office: (302) 539-7511
Lewes Office: (302) 645-9215
Georgetown Office: (302) 855-0500