Automotive Insurance

Auto Insurance (also referred to as vehicle or car insurance) provides liability coverage when losses, damage or injury incurred from a traffic accident. Most states require you to purchase auto insurance coverage.

Fender of black car

Turn to Wilgus for Personal or Business Auto Insurance

Your Wilgus Associates agent can help you navigate the different levels of auto insurance coverage. Most auto policies are valid for six (6) months or one (1) year. If you agree to pay a specified premium, your insurance company agrees to pay the losses as defined in your policy. Auto insurance can be purchased by an individual or a business. Whether you need to purchase business auto insurance or individual auto insurance depends on the kind of driving you do. Be sure to discuss the all automotive insurance options with your insurance agent.

An auto insurance policy is compiled of six (6) different types of coverage:

  • Bodily Injury Liability
  • Medical Payments or Personal Injury Protection (PIP)


  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured and Underinsured Motorist Coverage

File a Claim

We represent the leading names in the industry and we want you to be able to make your claim quickly and easily. The best way is to contact your insurance company directly. 

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Trusted for 75 Years

We are a family-owned independent insurance agency started in Sussex County in 1945. We are now in our fourth generation of successful family ownership. Put us to work for you.

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Unmatched Pricing

Do you need to make a change or need answers to insurance related questions? As your world changes, so do your insurance needs. We’re here to help you through it. 

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