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Health Insurance

Wilgus Health Insurance Health insurance is a type of insurance where the insurer (private organization or government agency) pays the medical cost of the insured if the insured becomes ill due to covered causes or by accidents. There are two essential types of health insurance:

  • Managed Care: There are various types of plans that work differently including health maintenance organizations (HMO's), preferred provider organizations (PPO's) , Exclusive Provider Organizations(EPO's)and Point-of-Service (POS) plans. These plans provide services to their members and offer financial incentives to patients who the providers in the plan.
  • Fee for Service: This type of health insurance generally assumes that the medical professional will be paid a fee for each service provided to the patient. Patients receive a medical service by a doctor of their choice and the claim is filed by either the medical provider or the patient. Online Quote Requests 

Wilgus Insurance can help! Need a quote fast? Use our online health insurance quote request form. Simply fill out our online web form and we'll get in touch with you so you can recieve your free Delaware health insurance quote!

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We represent the leading names in the industry and we want you to be able to make your claim quickly and easily. The best way is to contact your insurance company directly. 

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Trusted for 75 Years

We are a family-owned independent insurance agency started in Sussex County in 1945. We are now in our fourth generation of successful family ownership. Put us to work for you.

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Unmatched Pricing

Do you need to make a change or need answers to insurance related questions? As your world changes, so do your insurance needs. We’re here to help you through it. 

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