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Life Insurance

Life insurance (or life assurance) is often considered the cornerstone of sound financial planning. It is the contract between the policy owner (you) and the insurer, and states that the insurer agrees to pay a specified sum of money upon the occurrence of the policy owner's death and the policy owner agrees to pay a stipulated amount (premium) at specified intervals.

The need for life insurance will vary based on your age, health and responsibilities. The amount of insurance you purchase depends upon the standard of living you wish to assure your dependents.

Which one of these is right for you?

  • Term life insurance is the simplest form of life insurance. It pays the policyholder only if death occurs during the term of the policy (generally 1 to 30 years).
  • Return of Premium Term Insurance 
  • Mortgage Insurance
  • Universal Life
  • Whole Life or Permanent life insurance pays a death benefit whenever you die (even if you live to 100).

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We represent the leading names in the industry and we want you to be able to make your claim quickly and easily. The best way is to contact your insurance company directly. 

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Trusted for Over 70 Years

We are a family-owned independent insurance agency started in Sussex County in 1945. We are now in our fourth generation of successful family ownership. Put us to work for you.

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Do you need to make a change or need answers to insurance related questions? As your world changes, so do your insurance needs. We’re here to help you through it. 

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